Other Medicare options if you need a new plan Learn about different types of Medicare plans to decide which one is best for you.
Having a back-up plan is always a good idea. I’ve seen quite a few picnics that didn’t happen because of the weather. Plan B? Create your own sunshine indoors! Roll out the blanket on the floor and enjoy the feast anyway.
It’s time to think about a back-up plan if you need a new Medicare plan. Based on federal legislation, some Medicare Cost plans are not available in 2019. Learn more about the changes in the article, What’s happening to my Medicare Cost plan?
You have other Medicare options
Medicare Cost is one type of plan that offers more coverage than just Original Medicare Parts A and B. Original Medicare Part A is hospital coverage, and Part B covers doctor visits, outpatient care and supplies. But most people want more coverage. Learn about these reasons in Why buy a private plan.
You can get that extra coverage from these other types of plans: Medicare Advantage,
Medicare Supplement and Part D drug plans. These plans:
- help pay for costs so you have more coverage than Original Medicare
- include benefits for health care, prescription drugs, or both
- may be available only in certain counties, and you must live there to enroll
- may have a network of certain doctors, hospitals or pharmacies you can use to pay the least amount for your care and prescription drugs
Find a plan type that matches your needs
Let’s take a quick look at each type of Medicare plan. Click on each link to read more and see a comparison chart.
|Plan Type||Key Features|
|Medicare Advantage plans combine all your Medicare Parts A and B, and many include Part D prescription benefits in one plan with extra coverage.||
|Medicare Supplement Insurance helps to fill the cost-sharing gaps in Original Medicare. It does not include Part D prescription coverage, so you’ll need to get that in a separate plan.||
|Part D Prescription Drug Plans are available as a standalone option. The plan covers outpatient prescription medicines you take every day or for short periods of time.||
Make sure you have a plan for 2019
There are a variety of Medicare plans available in 2019. If your Cost plan is not offered in 2019 and you are not enrolled in a new plan yet, you still have enrollment opportunities. Learn more in this article, Enrollment options to get a 2019 Medicare plan.
When you learn how different types of Medicare plans work, you can decide which one is best for you. We’re here to guide you through the changes so you have the best plan to meet your needs. Check out this list of phone and online resources.
Please note: If you receive your Medicare Cost coverage through a former employer or union, your enrollment period may vary. Please contact your plan administrator.